This guide only describes what the app can really do right now. A few features ship switched off on purpose, and they are listed honestly at the bottom.
1. Create or import a wallet
- Open Create wallet, choose a wallet name and a local wallet password of at least 10 characters.
- Write the 12-word recovery phrase on paper, in order, and keep it offline. It is the only thing that can rebuild the wallet.
- Coming from another wallet? Use Import wallet to paste a recovery phrase, or restore an encrypted backup file or image.
- The wallet password is never stored anywhere. If you forget it, re-import the recovery phrase.
2. Receive and send
- On Receive, pick the chain first, then share the address or let the sender scan the QR code.
- On Send, pick the chain and asset, enter the recipient and amount, then confirm with your wallet password.
- The sender must use the same chain you selected. Your 0x address exists on many networks, but the balances do not move between them.
3. Chains and fees
- Available: Ethereum, BNB Chain, Polygon, Arbitrum One, Optimism, Avalanche C-Chain, Base and Solana.
- Your EVM address is identical on every EVM chain, and different from your Solana address.
- Every transfer costs a small fee in that chain's own coin (ETH, BNB, POL, AVAX or SOL), so keep a little for gas.
- MSG (MSGChain) is prepared but disabled, so no MSG address or balance appears yet.
4. Back up before you need it
- Open Settings, then Local Backup or Encrypted Import / Export, and export a backup to a file or drive you control.
- There are two different passwords: the wallet password unlocks this device, the backup password encrypts the file. Neither one is stored.
- A backup does not contain the wallet password, so a restored device still needs the original wallet password or the recovery phrase.
5. Accept payments as a merchant
- In Merchant settings, set the shop name and the receiving address. That is all it takes to become a merchant.
- Use POS for a counter sale and Create payment link for remote customers.
- Orders confirm by themselves once the payment appears on chain with the matching reference.
6. MSG / MSGChain status
- AIPAY is prepared for MSGChain, but MSG is not enabled: the shipped configuration keeps it off.
- Nothing MSG-related can be used yet, and MSGChain merchant payouts are not open.
- This page will be updated when MSGChain publishes the mainnet parameters.
What is available today
Available
- Wallet: receive, send, balances, history and contacts on EVM mainnets and Solana.
- Solana token swaps (the /swap page).
- Merchant tools: POS, payment links, orders, products and analytics.
- Encrypted backup and restore, including CryptoKey .ckx files and PNG carriers.
- Earn directory that links out to official external sites.
Not available yet
- MSG / MSGChain: the adapter is ready, but MSG ships switched off. There is no MSG address, balance or payment yet.
- Buying crypto with a card (fiat on-ramp).
- NFT gallery.
- EVM token swaps: Solana swaps work, EVM swaps are off.
- Merchant payouts on MSGChain: not open.
Full documentation
The complete reference documents are plain English Markdown, written for people and for AI assistants.
Read the full documentation